Cost of Living in Pennsylvania

Updated November 2026 · population 13,018,639

Cost index (US = 100)
97.6
About the US average
State rank
#24 of 51
1 = most expensive · all states
Monthly budget
$2,557
single · $5,100 family of 4
Modelled, state-average prices
Median rent
$1,209
home value $254,500

Pennsylvania prices are 2.4% below the US average (index 97.6), ranking 24th most expensive of 51 states and DC; housing is the biggest saving at 85.1, and a single adult's modelled budget at state-average prices is about $2,557 a month.

Prices by category

Pennsylvania price index by category, US average = 100: All items 97.6, Housing (rents) 85.1, Goods 99.4, Utilities 109.3, Other services 99.8

Cheaper than US average More expensive · BEA RPP 2024, state level
AreaAll items
Pennsylvania (whole state)97.6
Metropolitan areas of Pennsylvania98.5
Nonmetropolitan areas of Pennsylvania90.3

Cities in Pennsylvania

Select a column heading to sort.

Philadelphia 1,579,706 101.5 $2,782 $5,279 $1,397 $243,100
Pittsburgh 304,759 96.6 $2,668 $5,286 $1,261 $205,800
Allentown 125,976 99.5 $2,691 $5,249 $1,317 $206,600
Reading 95,242 94.2 $2,366 $4,899 $1,067 $121,300
Erie 93,850 91.1 $2,187 $4,650 $870 $115,200
Bethlehem 77,956 100.4 $2,703 $5,423 $1,382 $260,400
Scranton 76,033 93.6 $2,336 $4,881 $1,048 $158,100
Lancaster 57,719 97.3 $2,564 $5,124 $1,240 $219,500
Levittown 50,926 103.7 $3,105 $5,913 $1,556 $341,300
Harrisburg 50,287 97.1 $2,502 $5,007 $1,062 $124,200

Metro areas in Pennsylvania

Metro areaAll itemsHousing
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD102.6113.1
Allentown-Bethlehem-Easton, PA-NJ100.0105.5
Harrisburg-Carlisle, PA98.796.3
Lancaster, PA98.393.8
Reading, PA97.185.4
State College, PA96.885.7
York-Hanover, PA96.079.8
Gettysburg, PA95.473.9
Pittsburgh, PA94.772.0
Chambersburg, PA94.671.9
Scranton--Wilkes-Barre, PA93.667.0
Lebanon, PA93.266.0
Williamsport, PA92.364.4
Erie, PA91.056.8
Altoona, PA89.555.0
Johnstown, PA85.942.3

BEA Regional Price Parities 2024 for metropolitan statistical areas that include part of Pennsylvania.

Modelled monthly budget at Pennsylvania average prices

1 adult · 1-bedroom · modelled estimate for Pennsylvania (state average)

CategoryPer monthPer yearShare
Housing (rent) $847 $10,164 33%
Utilities $293 $3,516 11%
Food at home $280 $3,360 11%
Transportation $620 $7,440 24%
Health care $351 $4,212 14%
Clothing, personal care & supplies $166 $1,992 6%
Total$2,557$30,684100%

2 adults · 2-bedroom · modelled estimate for Pennsylvania (state average)

CategoryPer monthPer yearShare
Housing (rent) $1,029 $12,348 24%
Utilities $465 $5,580 11%
Food at home $517 $6,204 12%
Transportation $1,227 $14,724 29%
Health care $650 $7,800 15%
Clothing, personal care & supplies $328 $3,936 8%
Total$4,216$50,592100%

2 adults + 2 children · 3-bedroom · modelled estimate for Pennsylvania (state average)

CategoryPer monthPer yearShare
Housing (rent) $1,135 $13,620 22%
Utilities $566 $6,792 11%
Food at home $738 $8,856 14%
Transportation $1,633 $19,596 32%
Health care $606 $7,272 12%
Clothing, personal care & supplies $422 $5,064 8%
Total$5,100$61,200100%

state figures Rents are Census ACS state medians by bedrooms. See the methodology.

Electricity and gas and inflation

Residential electricity

21.77¢/kWh, August 2026

12-month change +9.2% · US 18.16¢

Aug 2025: 19.93¢/kWh Sep 2025: 20.43¢/kWh Oct 2025: 20.48¢/kWh Nov 2025: 20.15¢/kWh Dec 2025: 20.07¢/kWh Jan 2026: 20.19¢/kWh Feb 2026: 20.30¢/kWh Mar 2026: 20.92¢/kWh Apr 2026: 21.47¢/kWh May 2026: 21.55¢/kWh Jun 2026: 21.73¢/kWh Jul 2026: 21.71¢/kWh Aug 2026: 21.77¢/kWh

Regular gasoline regional figure: Central Atlantic (PADD 1B)

$4.23/gal, week of 2026-11-02

12-month change +38.3% · US $4.15

2026-05-11: $4.534/gal 2026-05-18: $4.527/gal 2026-05-25: $4.486/gal 2026-06-01: $4.368/gal 2026-06-08: $4.255/gal 2026-06-15: $4.140/gal 2026-06-22: $4.015/gal 2026-06-29: $3.915/gal 2026-07-06: $3.874/gal 2026-07-13: $3.925/gal 2026-07-20: $4.098/gal 2026-07-27: $4.174/gal 2026-08-03: $4.139/gal 2026-08-10: $4.060/gal 2026-08-17: $4.038/gal 2026-08-24: $4.094/gal 2026-08-31: $4.117/gal 2026-09-07: $4.240/gal 2026-09-14: $4.387/gal 2026-09-21: $4.438/gal 2026-09-28: $4.411/gal 2026-10-05: $4.363/gal 2026-10-12: $4.347/gal 2026-10-19: $4.312/gal 2026-10-26: $4.251/gal 2026-11-02: $4.232/gal

Consumer prices in the Northeast region rose +4.2% over the 12 months to September 2026 (US +3.7%; BLS CPI-U).

Price level history

Year201920202021202220232024
Pennsylvania98.097.796.196.397.497.6

Change over the period: −0.4 points. Each year is measured relative to that year's US average.

Frequently asked questions

Is Pennsylvania an expensive state to live in?

Pennsylvania has a cost of living index of 97.6 (US = 100), 2.4% below the US average. It ranks 24th of 51 (1 = most expensive). Housing is 85.1 (rank 27), goods 99.4, utilities 109.3 and other services 99.8. Source: BEA Regional Price Parities 2024.

How much does it cost to live in Pennsylvania?

At Pennsylvania state-average prices, our modelled monthly budget is $2,557 for a single adult, $4,216 for a couple and $5,100 for a family of four, before taxes and child care. Costs vary widely within the state: metro areas average 98.5 and nonmetro areas 90.3.

What is the median rent and home value in Pennsylvania?

The median gross rent in Pennsylvania is $1,209 a month and the median home value is $254,500 (Census ACS 2020-2024). The typical renter spends 29.2% of income on rent.

Sources

Budgets are modelled estimates, not observed spending. Not financial advice. Methodology